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Panama · Americas · Free Guide
Panama Golden Visa Guide
Permanent residency in the Americas from USD 300,000, the strictest territorial tax system on the continent, and citizenship eligibility in five years with minimal physical presence requirements. The October 2026 threshold increase explained.
USD 300K
Minimum investment
5 yrs
Citizenship eligible
Oct 2026
Deadline (real estate)
Golden Visa
Panama
Free Guide
M. Aguayo · Residency & Citizenship
What is inside the guide
- Full programme overview: eligibility, investment routes, qualifying criteria
- The October 2026 threshold increase and what it means for timing
- Realistic cost breakdown including government fees and professional costs
- Processing timeline and the application steps in order
- The five year citizenship track, practically explained
- Territorial tax architecture in plain language
- Complete documentation checklist
- Where this programme fits and who should look elsewhere
Get the Panama Guide
Drop your details and I will send the Panama Golden Visa guide to your inbox within minutes. It covers all three investment paths, the October 2026 deadline, the five year citizenship track, and the territorial tax architecture that makes Panama unique in the Americas.
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After you read the guide
Book a private call with Matías
The guide is the foundation. The decision is yours. When you are ready to map your specific situation against this programme, or compare it to other options, book a free, no obligation thirty minute call directly on my calendar.
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Frequently asked questions
Panama Golden Visa, in plain language
What is the minimum investment for the Panama Golden Visa?
USD 300,000 via the real estate route (until 15 October 2026; USD 500,000 thereafter), USD 500,000 via securities listed on the Bolsa de Valores de Panamá, or USD 750,000 via a fixed term bank deposit. Government fees of USD 5,000 (application fee to the National Treasury) and USD 5,000 (repatriation deposit to the National Immigration Service) apply on top of the qualifying investment.
How many days do I have to spend in Panama?
To maintain QIV permanent residency status, you are expected to visit Panama at least once every two years, with no minimum day count attached. For the naturalisation track, a more meaningful degree of integration and connection to Panama is required, though Panama does not prescribe a specific annual day minimum the way some European programmes do.
How long is the path to Panamanian citizenship?
Five years from the date your permanent residency card issues. Naturalisation requires Spanish language proficiency, written and oral examinations on Panamanian history and geography, and evidence of integration. Approval is at the discretion of the Ministry of the Interior and is meaningful rather than automatic.
Can my family be included in the application?
Yes. Dependents including your spouse and children may be included on the same QIV application. Documentation requirements vary by dependent category; confirm the specific conditions with the accredited Panamanian counsel coordinating the file.
What happens to my investment after five years?
All three paths carry a five year minimum hold. After five years, the qualifying investment may be sold or liquidated. Your permanent residency is not automatically lost upon divestment, but you should take individual legal advice on the implications, particularly in the context of naturalisation proceedings.
What did the October 2026 threshold change actually change?
Under Executive Decree 193 of October 2024, the Panamanian government extended a discounted real estate entry threshold of USD 300,000 until 15 October 2026. After that date, the real estate threshold reverts permanently to USD 500,000, a USD 200,000 increase. The securities (USD 500,000) and fixed term deposit (USD 750,000) thresholds are unaffected by this change.